The Tom Ficklin Show | Movin' On Up by WNHH Community Radio- Take Advantage of a $15,000 Forgivable Loan of Downpayment Assistance

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The Tom Ficklin Show | Movin' On Up by WNHH Community Radio: "


For immediate information regarding HomeLIFT, a very significant homeownership downpayment assistance program please click on the link http://nhsofnewhaven.org/lift, The opportunity window is open only on Friday August 29the and Saturday August 30, 2015.


  • Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties
  • Provides homebuyer education that can prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
  • Assistance is not limited to first-time buyers
  • Annual income of all persons 18 and older living in the home must be at or below 120% of the New Haven Area Median Income (AMI) guidelines (FHA financing, a popular option for HomeLIFT financing, is limited to 115% of AMI. Other loan programs may have more restrictive income limits).
  • Properties qualified for the program must be:
  1. Located within the city limits of New Haven, East Haven or West Haven (Click on each city name to see a map).
  2. The primary, owner-occupied home of the buyer(s)
  3. A detached home, townhouse, condominium, 1-4 unit property, Planned Unit Development

At the Launch Event You Can:

  • Meet with a Wells Fargo Home Mortgage Consultant to qualify for a first mortgage if you choose.
  • Bring a pre-approval letter from any lender, although to receive HomeLIFT funds the lender must be on the approved lenders list.
  • Find out if you are eligible for $15,000 of down payment assistance on qualified properties.
  • Sign up for education programs that can prepare you for finding and financing a home and managing the financial responsibilities of homeownership.
  • Take a virtual tour of homes for sale located in New Haven, East Haven and West Haven.

Required Documents for All Attendees:

ALL attendees (those who want to seek pre-approval from Wells Fargo Home Mortgage, those who bring a pre-approval from an approved lender and those who bring a pre-approval from other lenders) must bring the following documents:

  • Gross income amount for ALL members of the family age 18 and older: primary, second and part-time jobs, as well as overtime, bonuses, and commissions
  • 60 days’ pay stubs with year-to-date information for all jobs and for each member of the household age 18 and older
  • Proof of any and all other income received by each household member, such as Social Security Award letter, retirement and/or pension income, unemployment income, death or disability payments, divorce/court decree for alimony and/or child support, etc.
  • Federal tax returns for the past two years (1040’s)
  • W-2s for the past two years
  • Recent two (2) months of personal bank statements; self-employed applicants should also bring recent two (2) months of business bank statements
  • Current Profit and Loss Statement for self-employed individuals
  • Proof of full time student status, for individuals age 18 and older who receive income but also attend school full time (statement from school/institution with dates of attendance or specific reference to upcoming school term, and confirmation of full time status)

If you plan to meet with a Wells Fargo Home Mortgage Consultant to seek pre-approval for a mortgage, you should bring these documents.

NOTE:  The documents required for determining HomeLIFT eligibility and for qualifying for a Wells Fargo pre-approval are NOT the same.  Please be sure to review both lists.

Not able to attend the launch event on August 28-29, 2015? Check back here to see if funds are still available after the event. Contact NHS of New Haven for questions about HomeLIFT at LIFT@nhsofnewhaven.org.

If you have additional questions, visit our FAQ page. 

- See more at: http://nhsofnewhaven.org/lift#sthash.l1RkuPS3.dpuf





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