The State of Lending in America and its Impact on U.S. Households

The State of Lending in America and its Impact on U.S. Households

State of Lending is a series of three reports that provide an across-the-board survey of financial products that Americans use to handle everyday transactions, buy homes and automobiles, and build savings and wealth.
The three reports outline predatory lending practices in various fields of consumer lending, and explain why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy. The reports also describe the regulatory and legislative actions needed to halt the predatory lending practices that exist today and prevent the rise of new abuses. Taken together, they are intended to inform the critical debate on how to rebuild our economy and invest in the future of American families.